BankAccountTransaction Return Codes
Code | Reason |
|---|---|
R01 | Insufficient Funds |
R02 | Account Closed |
R03 | No Account or Unable to Locate Account |
R04 | Invalid Account Number |
R05 | Unauthorized Debit to Consumer Account |
R06 | Returned per ODFI's Request |
R07 | Authorization Revoked by Customer |
R08 | Payment Stopped or Stop Payment on Item |
R09 | Uncollected Funds |
R10 | Customer Advises Not Authorized |
R11 | Uncollected Funds |
R12 | Branch Sold to Another DFI |
R13 | Invalid ACH Routing Number |
R14 | Representment Payee Deceased or Unable to Continue in that Capacity |
R15 | Beneficiary of Account Holder Deceased |
R16 | Account Frozen |
R17 | File Record Edit Criteria |
R18 | Improper Effective Entry Date |
R19 | Amount Field Error |
R20 | Non-transaction Account |
R21 | Invalid Company Identification |
R22 | Invalid Individual ID Number |
R23 | Credit Entry Refused By Receiver |
R24 | Duplicate Entry |
R25 | Addenda Error |
R26 | Mandatory Field Error |
R27 | Trace Number Error |
R28 | Routing Number or Check Digit Error |
R29 | Corporate Customer Advises Not Authorized |
R30 | RDFI Not Participant in Check Truncation Program |
R31 | Permissible Return Entry |
R32 | RDFI Nonsettlement |
R33 | Return of XCK Entry |
R34 | Limited Participation DFI |
R35 | Return of Improper Debit Entry |
R36 | Return of Improper Credit Entry |
R37 | Source Document Presented for Payment |
R38 | Stop Payment on Source Document |
| R39 | Improper Source Document |
| R40 | Return of ENR Entry by Federal Government Agency (*ENR Only) |
| R41 | Invalid Transaction Code (*ENR Only) |
| R42 | Routing Number / Check Digit Error (*ENR Only) |
| R43 | Invalid DFI Account Number (*ENR Only) |
| R44 | Invalid Individual ID Number / Identification Number (*ENR Only) |
| R45 | Invalid Individual Name / Company Name (*ENR Only) |
| R46 | Invalid Representative Payee Indicator (*ENR Only) |
| R47 | Duplicate Enrollment (*ENR Only) |
| R50 | State Law Affecting RCK Acceptance |
| R51 | Item is Ineligible, Notice Not Provided, Signature Not Genuine, Item Altered, or Amount of Entry Not Accurately Obtained from Item |
| R52 | Stop Payment on Item |
| R53 | Item and ACH Entry Presented for Payment |
| R61 | Misrouted Return |
| R62 | Incorrect Trace Number |
| R63 | Incorrect Dollar Amount |
| R64 | Incorrect Individual Identification |
| R65 | Incorrect Transaction Code |
| R66 | Incorrect Company Identification |
| R67 | Duplicate Return |
| R68 | Untimely Return |
| R69 | Multiple Errors |
| R70 | Permissible Return Entry Not Accepted |
| R71 | Misrouted Dishonored Return |
| R72 | Untimely Dishonored Return |
| R73 | Timely Original Return |
| R74 | Correct Return |
| R75 | Original Return Not a Duplicate |
| R76 | No Errors Found |
| R80 | Cross-Border Payment Coding Error |
| R81 | Non-Participant in Cross-Border Program |
| R82 | Invalid Foreign Receiving DFI Identification |
| R83 | Foreign Receiving DFI Unable to Settle |
| R84 | Entry Not Processed by OGO |
| M01 | Manual Return |
| M02 | Paper/Manual Return |
*ENR entries are initiated by an receiving depository financial institution (RDFI), at the request of a receiver, to enroll the receiver in direct deposit or direct payment to a federal government agency.
Notification Of Change Codes
| Code | Reason |
|---|---|
| C01 | Incorrect DFI Account NUmber |
| C02 | Incorrect Routing Number |
| C03 | Incorrect Routing Number and Incorrect DFI Account Number |
| C04 | Incorrect Individual Name / Receiving Company Name |
| C05 | Incorrect Transaction Code |
| C06 | Incorrect DFI Account Number and Incorrect Transaction Code |
| C07 | Incorrect Routing Number, Incorrect DFI Account Number, and Incorrect Transaction Code |
| C08 | Incorrect Foreign Receiving DFI Identification |
| C09 | Incorrect Individual Identification Number |
| C10 | Incorrect Company Name |
| C11 | Incorrect Company Identification |
| C12 | Incorrect Company Name and Incorrect Company Identification |
| C13 | Addenda Format Error |
| C61 | Misrouted Notification of Change |
| C62 | Incorrect Trace Number |
| C63 | Incorrect Company Identification Number |
| C64 | Incorrect Individual Identification / ID Number |
| C65 | Incorrectly Formatted Corrected Data |
| C66 | Incorrect Discretionary Data |
| C67 | Routing Number Not From Original Entry Detail Record |
| C68 | DFI Account Number Not From Original Entry Detail Record |
| C69 | Incorrect Transaction Code |